Ten Indicators of Financial Stress

President Calvin Coolidge once said “There is no independence quite so important as living within your means.” Unfortunately, debt problems often cre…

Take-Aways from FPA

Last week, I attended the 2019 Financial Planning Association (FPA) conference which contained inspirational messages and personal finance updates fo…

Ten Key Personal Finance Recommendations for College Students

I recently guest lectured about personal finance for a class of non-finance majors at Rutgers University. Below are ten key “evergreen” recommendatio…

Five Important Credit Concepts

I just finished several lectures about credit for my Rutgers University class. Understanding the wise use of credit does not have to be difficult. Wh…

Financial Planning Tips for Retirement

One of the most significant financial transitions in a person’s life is the decision to retire. When it comes to retirement planning, there are no …